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Your Toolkit

Pick a tool. Take one step.

Everything here turns a worry into a clear next move โ€” in plain English, free to try. Start with the Checkup if you're not sure where to begin.

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Life & Money Checkup

Not sure where to start? Answer a few questions and we'll find your top opportunities.

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Ask a Money Question

Type your worry in your own words โ€” get a plain-English answer and your next step.

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Help With Bills & Collectors

Behind on bills or getting collection calls? What to pay first, your rights, and letters that stop the calls.

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Find Me Money

Unclaimed cash, government dollars & charity โ€” money that may already be yours.

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Help Near Me

Food, rent, utilities, legal & more โ€” real programs by ZIP code.

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Money-Saving Tips

Coupons, cheaper flights, DIY cleaners โ€” each with what it could save you.

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AI Made Simple

Never used AI? Learn it in plain words โ€” just press play and listen.

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Debt Rescue

A real payoff plan โ€” and how much faster you'd be free.

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Debt-Freedom Plan

Your smartest payoff order free โ€” plus a full personalized month-by-month plan.

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Career Path Report

3 job directions that fit you, pay ranges, and a simple 30/60/90-day plan.

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Best Trade for You

3 skilled trades that fit + how to start locally (free training paths).

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Bill-Negotiation Kit

Call scripts to lower each of your bills โ€” who to call and what to say.

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AI Resume Rewrite

Paste your resume โ€” get a stronger, tailored version that gets callbacks.

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Keep or Refinance

Should you refinance? See it in dollars and find your break-even.

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My First $500

Build a safety net a few dollars at a time.

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Simple Budget

Make your paycheck last โ€” your safe-to-spend, per day.

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Credit Improvement

A personalized 30/60/90-day plan to rebuild.

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Ask for a Better Deal

We write the script; you make the call and save.

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Prescription Savings

Free pharmacy discount cards that beat the cash price.

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Subscription Finder

Find the subscriptions you forgot you're paying for.

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Smart Streaming

Rotate, use ad-tiers & free apps โ€” same shows, less money.

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Build & Empower

EITC, homebuyer, business, school & matched-savings programs.

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Resume Builder

Build a resume that gets callbacks โ€” free, save as PDF.

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Offers That Help

Free credit scores, 0% cards, better savings โ€” hand-picked, never predatory.

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My Savings

Your running total of everything we've found โ€” proof toward your $200 guarantee.

Members save $200โ€“$1,500+ a year.

Join for $20/year (you get $20 back in points), unlock your saved plan, and get the $200 savings guarantee.

Join for $20/year โ†’

Educational tools, not financial, legal, or investment advice.