Offers That Help
Real, reputable options that fit the moves in your plan — free credit scores, 0% cards to beat interest, better savings rates, and lower insurance. We leave out anything predatory.
Free credit scores and monitoring with alerts — and it flags errors you can dispute. No cost, no credit-card required.
Get my free score →A free FICO score and credit report straight from a bureau, with monitoring.
See my report →A 0%-intro-APR balance transfer can pause interest while you pay the balance down — powerful if you avoid new charges. Compare reputable options and the transfer fee.
Compare cards →A nonprofit (NFCC) counselor can set up a debt-management plan that may cut your interest — very different from for-profit "debt settlement."
Find a nonprofit →See mortgage or auto refinance rates from multiple lenders in one place. Check the closing costs and your break-even (our Refinance tool does the math).
Compare lenders →A fixed-rate personal loan can consolidate high-interest debt into one lower payment. Only worth it if the new rate is clearly lower — and never for payday-style lenders.
Compare rates →A high-yield savings account can pay far more than a big-bank account on the exact same money — free upside on savings you already keep.
Compare accounts →Auto and home rates drift up quietly. Comparing a few quotes once a year often cuts the premium for identical coverage.
Compare quotes →If your income qualifies, IRS Free File and free VITA volunteers file your taxes at no cost — and make sure you claim the EITC and every credit.
File free →Many online banks and credit unions charge $0 in monthly and overdraft fees — money you keep just by switching.
Compare accounts →The Checkup points you to the right moves — then these make them easy.
Take the free Checkup →Better Tools may earn a commission from some links, at no cost to you. We only include options we believe genuinely help and never promote payday or predatory products. Not financial advice — always read the terms.