Offers That Help

Hand-picked ways to save or earn more.

Real, reputable options that fit the moves in your plan — free credit scores, 0% cards to beat interest, better savings rates, and lower insurance. We leave out anything predatory.

Advertising disclosure: some links below are partnerships that help keep Better Tools free — we may earn a commission if you sign up. We only include options we believe genuinely help, and we never take money to promote payday loans or predatory products. Always read the terms yourself.

All 📈 Free Credit Score & Monitoring 💳 Pay Off Debt Faster 🏦 Lower a Loan Payment 💰 Earn More on Savings 🛡️ Compare Insurance 🧾 File Taxes Free 🏛️ No-Fee Banking

📈 Free Credit Score & Monitoring

Credit Karma

See & track your credit score free

Free credit scores and monitoring with alerts — and it flags errors you can dispute. No cost, no credit-card required.

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Experian (free)

Free FICO® score + report

A free FICO score and credit report straight from a bureau, with monitoring.

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Not sure which fits you?

The Checkup points you to the right moves — then these make them easy.

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Better Tools may earn a commission from some links, at no cost to you. We only include options we believe genuinely help and never promote payday or predatory products. Not financial advice — always read the terms.